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So, you're looking for a Free Credit Report, but don't know which is the best one to choose? Sometimes it almost seems to good to be true: a "free" credit report.  However, if you're like us, you're really just looking for the best value.  And value in credit reports means the easiest to read, the best information, and a longterm relationship that won't disappoint you. 
 

Our TOP CHOICES:

  • Credit Monitoring Service
  • With Identity Theft so prevalent in today's electronic financial world, knowing what's going on with your credit is crucial. Not only do you receive alerts, but you can see what your credit score is.

 

 

Take a look at our “How to Choose” section to find out how to select the best free credit report for your needs.

Obtaining the best free credit report, credit monitoring, and credit score to meet your lending  needs, online, is very easy if you follow some simple guidelines.


1) Figure out why you need a credit report: Is it for a loan? Guard against identity theft? You want to see your credit history? Are your lenders and creditors asking? You need to find out what your credit rating looks like?

2) Select the best credit report by looking at how useful each one is to you. Is it easy to read? Is the credit report information and rating accessible? Is the data in the credit report from one or all of the three major credit bureaus: Equifax, Transunion or Experian? Will you be able to access the credit history over time in case you need to print it again or see it online?  Do you need a
credit rating or score?
3) Lastly, the best credit report will be the one that is provided by a company that will be there for you time and again. The companies we've chosen are the best credit report providers in the business, providing reports from all three credit bureaus.

NEXT: How to Choose the Best Free Credit Report - 

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